An authorised Financial Services Provider | Reg no: 2003/005594/07 Financial Service Group: CSO Employee Benefit Services (Pty) Ltd - FSP: 13820 | Scientia Optimate Financial Services (Pty) Ltd – FSP: 7581 | EOH Employee Benefits (Pty) Ltd – FSP: 38088 | HCI Financial Services (Pty) Ltd – FSP: 7605 Director: LJ Mathekga