Personal Financial and Retirement Planning Overview
During the wealth creation phase and the wealth preservation phase, we highly recommend you make use of the services of a Certified Financial Planner. It has been proven that you will receive better results than those who choose to work without a financial planner.
CSO EBS provides a range of valuable services in this regard:
Pre Retirement
- Pre-retirement planning
- Estate analysis and planning
- Funeral schemes
- Preservation funds
- Tax advice
- Retail life cover
- Personal accident benefits
- Personal lump sum disability
- Personal income disability/salary replacement
- Personal dread disease
- Personal beneficiary provision
- Estate duty advice
- Testamentary and Inter Vivos Trusts/Wills
- Endowments
- Linked products
- Offshore investments
- Structured products
- Education savings plans
At Retirement
- Tax and forward planning
- Tax advice
- Investment and income planning
- Compulsory annuities
- Voluntary annuities
- Living annuities
- Drawdown advice
- Longevity analysis
- Investment strategy
